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Do you charge DOC fees or other hidden charges?
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The price that you settle on is the price that you pay. The only added charges are taxes and title, both of which are required by law.
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Will my poor credit history or discharged bankruptcy keep me from getting a car loan from you?
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We run a credit check on everyone but poor credit usually doesn't stop us from financing you.
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Do you provide a warranty?
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No. All that we sell are cars. The limited warranties provided by other car dealers are added into the price of the vehicle, along with the costs of maintaining a service department. We keep our prices low for you by not adding costs for something that you may never use. We have confidence in the quality of our vehicles and urge you to take any of our vehicles to your own mechanic if you're worried about the condition of it.
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Do you require a buyer to buy an extended warranty on your vehicles?
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No. We see no need in asking you to pay thousands extra for a service contract that you probably won't need. Have your mechanic check our cars out before purchase and save those thousands.
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Do you charge outrageous interest rates (over 20%)on your loans like some of the other dealers?
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No. We give a very fair 10% interest rate on our buy here, pay here loans.
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Do you report your buy here, pay here payments to any of the credit bureaus to help us re-establish our credit?
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Yes, we do. We report your payments to TransUnion, one of the three major credit bureaus.
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How old must I be to purchase a car?
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In Alabama, you must be 19 years of age to purchase a vehicle. If you're younger than that, you'll need an adult to purchase the car for you.
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How can I be sure that Chase Cars, Inc. is a trustworthy dealer?
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Chase Cars, Inc. has been in business at this location since 1993. We live and thrive on repeat customers and positive feedback. If we weren't trustworthy, we would have been out of business a long time ago.
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